10 Most Expensive Body Parts that have been Insured

The rich and famous have been known to protect their most valuable assets with insurance. But why? Why would celebrities insure body parts? Well, it’s not just about vanity. For many, their livelihoods depend on these prized possessions.

From sports stars to movie actors, from models to musicians, it’s a common practice in the world of glitz and glam. When their physical attributes are so closely tied to their professional success, insuring body parts can be a sound financial decision. It’s not too different from a violinist insuring her hands or a soccer player insuring his legs. But, of course, it can get a little more extravagant when we step into the world of showbiz.

Imagine being a supermodel known for your long, flawless legs. They’re your bread and butter. The world admires them, and your career thrives because of them. What would you do if something happened to them? Or picture yourself as a renowned singer known for your powerful vocals. What if a throat infection threatened your ability to perform? It’s scenarios like these that lead to what some might see as bizarre insurance policies. But in the world of the rich and famous, it’s just another day at the office!

Now, when we talk about the most expensive body parts, we’re not referring to the market value of organs (that’s a different topic altogether!). We’re talking about the value assigned to certain body parts by celebrities themselves. This valuation isn’t about how much the body part could sell for, but rather about how much potential income could be lost if that body part were to be injured or lose its appeal. So, essentially, it’s a form of health insurance, albeit a very specialized one.

10 – Bruce Springsteen’s voice – $6 million

Bruce Springsteen
Bruce Springsteen – By Craig ONeal (The Boss~Live!) [CC-BY-SA-2.0], via Wikimedia Commons
With so much money changing hands in the entertainment industry, if a singer loses their voice then it can mean a huge blow to their finances. That’s why 1970s and ’80s crooner Bruce Springsteen insured his voice – the policy was for $6 million at the time, which equates to a lot more in today’s money.

09 – Tom Jones’ chest hair – $7 million

Tom Jones
‘Tom Jones – MGM Grand – Hollywood Theatre – Las Vegas, NV 8-14-2009’ by Wayne Dilger

This one’s a bit gross, but it has been rumoured that Welsh singer Tom Jones insured his chest hair for $7 million. It’s true that his chest is an iconic part of his image, but his voice is even more important. If his chest hair can fetch $7 million, I wonder how much his smooth vocals are worth!

08 – Daniel Craig’s body – $9.5 million

Daniel Craig Chrisa Hickey, CC BY 3.0, via Wikimedia Commons

Ladies around the world were blown away when Daniel Craig strode out of the waves in those teeny-tiny blue trunks in Casino Royale. As a result, it’s no surprise that he took the liberty of insuring his muscular body for $9.5 million. Let’s hope he’ll never need to cash in that policy, right ladies?

07 – America Ferrera’s smile – $10 million

America Ferrera
America Ferrera – Vanessa Lua [CC-BY-2.0], via Wikimedia Commons
Film and television actress America Ferrera insured her smile for a reported $10 million. The irony here is that she was the star of the hit TV show Ugly Betty, which focused on a less than blessed fashion writer. This proves that America Ferrera is anything but ugly – on the contrary, her looks are worth millions!

06 – Julia Roberts’ smile – $30 million

Julia Roberts
Julia Roberts – ‘August 05’ by GabboT

Another famous smile is that of Julia Roberts, which helped to boost her way to stardom. This American actress has such a big, distinctive smile that it is instantly recognizable. Should anything happen to it, she needn’t worry. Julia Roberts has had her smile insured for an incredible $30 million.

05 – Michael Flatley’s legs – $40 million

Michael Flatley
Michael Flatley – By Flatley_alone.jpg: http://www.flickr.com/photos/maxguyderivative work: Beaumain (Flatley_alone.jpg) [CC-BY-SA-2.0], via Wikimedia Commons
When you consider that Michael Flatley gave the world the River Dance, it stands to the reason that he should insure his legs. After all, no one can perform Irish dancing with quite the same flare and talent. In this case, his legs are insured to the princely sum of $40 million.

04 – David Beckham’s legs – $70 million

David Beckham - Body Parts that have been Insured
David Beckham – By Regular Daddy (Own work) [CC-BY-SA-3.0 or GFDL], via Wikimedia Commons
Soccer players’ whole careers revolve around their legs, so if they become injured it’s game over. David Beckham insured his future in case worst came to the worst by insuring his legs for $70 million. I just wonder if that still stands all these years later for a now retired soccer player?

03 – Christiano Ronaldo’s legs – $144 million

Christiano Ronaldo - Body Parts that have been Insured
Christiano Ronaldo – By Addesolen (Own work) [CC0], via Wikimedia Commons
Here we have yet another soccer player – and yet another pair of legs. Christiano Ronaldo’s legs are obviously considered to be more valuable than those of David Beckham’s: both of Becks’ legs put together only equal the value of one of Ronaldo’s. In total, $144 million is the going rate for Christiano Ronaldo’s legs.

02 – Jennifer Lopez’s bottom – $300 million

Jennifer Lopez - Body Parts that have been Insured
‘Jennifer Lopez | Pop Music Festival | 23.06.2012’ by Ana Carolina Kley Vita

In addition to her musical talents, J-Lo has built a career for herself by shaking her booty. As such, she insured her bottom just in case anything should happen to it. If – God forbid – it does, she may not be sitting comfortably, but she would be sitting pretty, thanks to her $300 million insurance policy.

01 – Mariah Carey’s legs – $1 billion

Mariah Carey - Body Parts that have been Insured
Mariah Carey – By SKS2K6 (Own work) [CC-BY-SA-3.0], via Wikimedia Commons
Mariah Carey may be best known for her amazing singing skills, but it is her legs that top this list of expensive body parts that have been insured. It has been reported that her pins have been insured for an eye-watering $1 billion – that’s $500 million per leg. You’d be hard pushed to find a body part anywhere in the world that has been insured for a greater sum, so is this really the best pair of legs in the world?

Why do Celebrities Insure Body Parts?

The intriguing, and let’s be honest, slightly weird world of insured body parts. It’s a testament to the lengths some celebrities will go to protect their most prized assets. Because when you’re in the public eye, your body isn’t just your own. It’s a commodity. A moneymaker. And just like any valuable asset, it makes sense to insure it.

From legs to vocal cords, from smiles to derrieres, these insured body parts have made headlines and raised eyebrows. And why not? It’s not every day you hear about a million-dollar pair of legs or a billion-dollar smile!

But beyond the shock value and the extravagant numbers, insuring body parts underscores a crucial aspect of celebrity culture. It highlights how much of their success hinges on their physical appeal. But more than that, it’s a stark reminder of the precariousness of their careers. One accident, one slip, and it could all come crashing down.

So, next time you see a headline about the most expensive body part insured by a celebrity, remember, it’s not just about the glitz and the glam. It’s about safeguarding their livelihoods, protecting their interests, and ensuring they can continue to do what they do best. And who knows, maybe one day, we’ll see even weirder things celebrities have insured.

So, whether you’re an avid fan of the rich and famous, or just someone fascinated by the unusual, the world of body part insurance never fails to surprise. It’s a wild, wacky, yet wholly understandable facet of celebrity life, and one that will continue to captivate us for years to come.